Before launch
- Register for VIP access for the communities you like. Builders allocate the best lots and pricing to registered buyers before the public launch. Register here.
- Get a mortgage pre-approval and ask your lender how they handle pre-construction purchases that close in two or three years.
- Know your incentives. Check whether you qualify for the $130,000 HST relief (agreements signed by March 31, 2027) or first-time buyer rebates.
- Set your numbers: maximum price, deposit capacity and target rent if investing. Run them in the calculator.
On launch day
- Pick the lot, not just the model. Frontage, orientation, what backs onto it (ravine, park, road), walkout potential and distance to future schools all affect resale value.
- Read the deposit structure and confirm the total you’ll have in before closing.
- Ask for a lawyer-review condition. Freehold homes have no statutory cooling-off period.
- Check the closing adjustments and push for caps: development charge increases, utility connections, Tarion enrolment and grading deposits.
After you sign
- Register with Tarion within 45 days to make sure you get full deposit protection.
- Diary every deposit date and keep proof of payment.
- Book your design-centre appointment with a budget. Upgrades add up fast, and appraisals rarely give full credit for them.
- Prepare for the pre-delivery inspection (PDI), and log anything not right on your Tarion forms within the warranty deadlines.
Frequently asked questions
What should I check before buying a pre-construction home in Erin?
Confirm the lot, deposit structure, closing adjustments and caps, the tentative closing date and the builder’s Tarion registration. Make sure you have mortgage pre-approval and a lawyer-review condition, and check which HST rebates you qualify for.
This guide is general information, current to October 5, 2026, and is not legal, tax or financial advice. Programs and rules change; confirm with your lawyer, accountant, lender or the CRA before acting.




